This certificate provides a high-level overview of global and local frameworks for combating money laundering, terrorist financing, proliferation financing, and related financial crimes. It covers regulatory mechanisms and sanctions established by various organizations and legal authorities, emphasizing real-world AML-CFT-CPF risks in business activities, including evolving cybercrime trends and their links to money laundering, terrorist financing, and proliferation financing. Beyond theory, it offers practical application through case studies and a risk assessment assignment, enhancing participants’ understanding of the subject matter.